For the currencies that are not available in in-app exchange, at the moment of transaction, you will be provided with indicative exchange rates with no mark up from Mastercard® in YouTrip app. The indicative Mastercard rate is subject to change, which will be confirmed on the date when the merchant completes the transaction.
For the 10 selected currencies available for in-app exchange, your exchange rate is immediately locked in and will not change after you have exchanged or made a purchase.